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desertjoe 
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Joined: 23 Sep 2013
Location: New mexico
Points: 13703
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 Topic: walmart Auto insurance,,,,?
Posted: 4 hours 18 minutes ago at 3:39am |
I keep seeing an ad on here that offers Auto Insurance for $19 a month,,,,? Has anyone looked into this or is it just for kids play cars,,,?? 
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Hubert (Ga)engine7
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Joined: 12 Sep 2009
Location: Jackson Cnty,GA
Points: 6472
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Posted: 2 hours 28 minutes ago at 5:29am |
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Never heard of it but that price wouldn’t insure a go cart around here.
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Just an old country boy saved by the grace of God.
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Kenny L.
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Joined: 12 Sep 2009
Location: NEIOWA
Points: 1358
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Posted: 1 hour 47 minutes ago at 6:10am |
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You get what you paid for. JMHO
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truckerfarmer
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Joined: 26 Jan 2013
Location: Watertown, SD
Points: 3285
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Posted: 1 hour 7 minutes ago at 6:50am |
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That's more than I pay for my daily driver. 1990 Chevy Blazer, basic liability is about $40 for 6 months. Combined bill with full coverage on wife's 05 GMC Yukon with $3000 deductable is about $350 for 6 months. Basic liability Commercial insurance policy on my 86 GMC C7000 is about $375 a year. These are Progressive insurance policies through our local agent.
Edited by truckerfarmer - 1 hour 6 minutes ago at 6:51am
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Looking at the past to see the future.
'53 WD, '53 WD45, WD snap coupler field cultivator, #53 plow,'53 HD5B dozer
Duct tape.... Can't fix stupidity. But will muffle the sound of it!
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Tbone95
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Joined: 31 Aug 2012
Location: Michigan
Points: 12194
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Posted: 54 minutes ago at 7:03am |
 truckerfarmer wrote:
That's more than I pay for my daily driver. 1990 Chevy Blazer, basic liability is about $40 for 6 months. Combined bill with full coverage on wife's 05 GMC Yukon with $3000 deductable is about $350 for 6 months. Basic liability Commercial insurance policy on my 86 GMC C7000 is about $375 a year. These are Progressive insurance policies through our local agent. |
I forget, what state are you in? MO? You can’t insure a soapbox derby car in MI for less than $75 per month.
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Tbone95
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Joined: 31 Aug 2012
Location: Michigan
Points: 12194
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Posted: 51 minutes ago at 7:06am |
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I’m paying right around $600/ month for 3 vehicles. 2 full coverage with high deductible, 1 basic coverage. I guess that counts home insurance too but that’s fairly inexpensive.
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desertjoe
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Joined: 23 Sep 2013
Location: New mexico
Points: 13703
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Posted: 48 minutes ago at 7:09am |
Well,,I get those ads on here every day but hesitate to open the ad and get a bunch of spam,,,I just figured it was kinda bogus, cause I now pay $124 per month thru State Farm for the 2015 F150 and full coverage. My thoughts are to accept higher deductable for lower cost,,,,??
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WF owner
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Joined: 12 May 2013
Location: Bombay NY
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Posted: 25 minutes ago at 7:32am |
I don't mean to highjack this thread, but I would like to share an experience of one of a friend/co-worker.
He had $100,000 liability insurance on his older diesel pickup. He loaned the pickup to his grandson (a great kid) , who had a summer job between his junior/senior year in college (now he is an engineer). He was on his way to work early in the morning, and he dozed off. He crossed the centerline and hit a tractor-trailer head on. Luckily, the grandson wasn't seriously injured. The truck was demolished. I didn't see it, but he told me the engine was torn right out of the truck.
The truck he hit, an almost new Western Star, was totaled. Apparently, there was also damage to the tractor trailer's load, too. Damages were estimated to be over $300,000. He is now facing a lawsuit to recover the damages that exceeded his coverage.
When it happened, I took a look at my coverage and increased it significantly. There was an increase in my premium, but it wasn't as bad as I expected. Hopefully, I will never need the coverage, but he is 80 years old, has significant assets and is probably going to be liable for the damage.
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