Cashless Society
Printed From: Unofficial Allis
Category: Other Topics
Forum Name: Shops, Barns, Varmints, and Trucks
Forum Description: anything you want to talk about except politics
URL: https://www.allischalmers.com/forum/forum_posts.asp?TID=209258
Printed Date: 01 Apr 2026 at 3:15pm
Software Version: Web Wiz Forums 11.10 - http://www.webwizforums.com
Topic: Cashless Society
Posted By: Darwin W. Kurtz
Subject: Cashless Society
Date Posted: 07 Dec 2025 at 8:29am
| The headlines this morning on the Internet: There is some kind of law taking effect in New York in March 2026 that you can not pay for transactions that cost more than 20.00 with CASH. Other states may follow. I'm thinking what - cash is no longer acceptable |
Replies:
Posted By: DanWi
Date Posted: 07 Dec 2025 at 8:58am
| We all know how well that works, when stores have problems with computers or the internet and they can't ring up sales or take credit card payments. |
Posted By: DMiller
Date Posted: 07 Dec 2025 at 9:05am
| What they are attempting is burying Cash to press Trackable Transactions. So as we are all aware, next step is BARTER. Trade goods and services for goods or Services, NOTHING trackable, unless is Titled. |
Posted By: Darwin W. Kurtz
Date Posted: 07 Dec 2025 at 9:26am
| We have never accepted Credit Cards at an auction and have been asked many times why we don't. The credit card machine has to go through a cell phone, and we may not have any service where we are at - My neighbor went to an auction up in Kansas City and noticed that they took credit cards, so they didn't even take a checkbook. Well it turned out that the auctioneer couldn't get the credit card machine to work for lack of signal so they ended up getting all the people's info and people like my neighbor ended up mailing them a check when they got home |
Posted By: NEVER green
Date Posted: 07 Dec 2025 at 9:51am
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Un American as it gets. ------------- 2-8050 1-7080 6080 D-19 modelE & A 7040 R50 |
Posted By: DanWi
Date Posted: 07 Dec 2025 at 9:59am
| And the credit card companies make a percentage on every transaction. I'm guessing politicians are influenced or invested in credit card companies. The local gas station that sells no-ethanol gas charges more for credit card transactions. So I always make sure to have some cash or the checkbook. Then on repairs if you ask for a cash discount and pull out the green stuff he does a little better yet on the bill. |
Posted By: Darwin W. Kurtz
Date Posted: 07 Dec 2025 at 11:54am
| Another step in making you use a card (or at least wanting to use one because of the benefits of being exact) is taking the penny away. I was in one grocery store the other day and they either rounding up or rounding down now because they don't even get pennies. I think it's a bunch of bull when they automatically do the rounding before they tell you how much you owe and you were going to pay them in cash with exact change to save rounding up |
Posted By: Coke-in-MN
Date Posted: 07 Dec 2025 at 12:16pm
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Seems there is a little line of print on each paper bill that it is legal tender for public and private debt . Until that law is changed - yet if there is a sign posted like many places NO CHECKS , NO CREDIT CARDS , OR Credit Card ONLY - it's up to each place of purchase - NOT THE STATE saying what is LEGAL ------------- Life lesson: If you’re being chased by a lion, you’re on a horse, to the left of you is a giraffe and on the right is a unicorn, what do you do? You stop drinking and get off the carousel. |
Posted By: steve(ill)
Date Posted: 07 Dec 2025 at 12:32pm
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I put 5- $20. bills in my wallet and it last 6 months. Only time i use cash is when i pay $2. to get into the Jr High Basketball Games... or a restaurant that cant put TIPS on the bill. Got one check in my wallet also.. Might use one every 4 months.. I use the credit card for EVERYTHING.. Statement every month lists EVERYTHING i have bought on one sheet for review. I find it handy for a summary of the monthly spending. ------------- Like them all, but love the "B"s. |
Posted By: thendrix
Date Posted: 07 Dec 2025 at 1:15pm
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We use our credit card for everything. We get 3% back and that makes a fair penny with some of the money we have to spend for the farm. Although I have noticed we're a lot more frivolous with spending when it's a card and not cash ------------- "Farming is a business that makes a Las Vegas craps table look like a regular paycheck" Ronald Reagan |
Posted By: PaulB
Date Posted: 07 Dec 2025 at 2:13pm
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This may not be relevant in today's world: Back in the early 80s I pulled up to the Baltimore Harbor toll both about 5AM to pay my 4 axle toll ($2) and as it was the start of my day I handed the lady a $50 bill. She screamed at me it she couldn't accept large bills. I replied as it was cash, she had no choice. That was all the money I had and that got me through my day. After hearing a bout 5 minutes of wailing. I pulled the parking brake and shut the truck down. Then the screaming really started and before long after traffic started backing up a toll cop waddled over from his office to see what the problem was. The toll taker was screaming I couldn't pay the toll. After the cop calmed her down enough for me to get a word in, I calmly explained; I start my day with a $50 bill and that covers everything for the day and showed him I had no other bills. and asked him to read what it says right there on the bill. He grabbed the bill, read " this note is legal tender for all debts public and private". That stopped him like he didn't know what to do and a second later he toll the toll taker give him change and his receipt. I sad thank you and was on my way. The next morning even though I had smaller bills, I gave a $50 at the toll both and was promptly given a receipt and change. Now just about a month ago I stopped at a local farm stand to buy a couple jars of honey and saw the sign that read "we only accept PayPal, Venmo and something else" I sat the jars down and left. I let them know if they wouldn't take cash that they must be rich enough they could do without my business. ------------- If it was fun to pull in LOW gear, I could have a John Deere. Real pullers don't have speed limits. If you can't make it GO... make it SHINY |
Posted By: Les Kerf
Date Posted: 07 Dec 2025 at 2:45pm
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It is fiat money (fiat=by proclamation) backed by nothing but the full faith and credit of the US Gummint  Caesar can proclaim it to no longer be valid.
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Posted By: TedN
Date Posted: 07 Dec 2025 at 2:51pm
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I used to use the credit card for most everything, it is quick, convenient and I can do it online. A couple of the things I was paying online now have a service charge close to $5. I now pay those in cash, and and wait until the last day to pay them. Doesn't seem like a lot, but they could take my money for the last ten years without a service charge, why do they need one now? Ted ------------- 190XTD seriesIII, 190XTD seriesI, maroon belly 7000, 190XTD series??? project(or maybe parts) |
Posted By: dr p
Date Posted: 07 Dec 2025 at 3:49pm
| That law is not true. There is a lot of screwed up things about my state but that isn't one of them....yet. |
Posted By: DanWi
Date Posted: 07 Dec 2025 at 4:14pm
| Besides how would we haggle when going to make marketplace and swap meet purchases if we couldn't pull out a wad of cash and make an offer. It's just not the same when you pull out your debit or credit card or cell phone. |
Posted By: Hubert (Ga)engine7
Date Posted: 07 Dec 2025 at 4:20pm
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Once cash is eliminated the financial institutions can charge you whatever fee they want to use their card. These companies make a lot of money through these fees and they want even more. Many mom and pop businesses around here tack on a fee for using plastic to offset the fee they are charged by the credit card companies. If cash is eliminated we lose a lot of freedom. I use credit cards for a lot of my purchases but it is for my convenience not theirs. ------------- Just an old country boy saved by the grace of God. |
Posted By: steve(ill)
Date Posted: 07 Dec 2025 at 4:38pm
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as Tyler said, many cards will give you a 1% - 3% CASH BACK on certain purchases.... I figure that pays for any surcharge at the Mom and Pop restaurant..... i get about $400. back each year from the VISA "cash back" program..
------------- Like them all, but love the "B"s. |
Posted By: jaybmiller
Date Posted: 07 Dec 2025 at 7:23pm
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What I detest is that all companies 'suggest' we go to 'paperless billing' YET none of them reduce the 'monthly fee'. My hydro bill has a $24.65 fee for 'billing'. BTW, meter has a 5G card, so it's 100% all computerized, NO humans needed. They won't reduce it by say $5 IF I go paperless, so they'd save postage,envelope, the paper bill plus computer time, etc.It's a great money making SCAM for all of them. Have 1,000 clients per month go paperless and you make $5,000 EVERY month for doing NOTHING. Say YOU have 8 monthly bills to pay. if they all gave YOU a $5 discount for going paperless, YOU would have $40 EXTRA in your pocket, EVERY month, $480 'free' money for YOU. ------------- 3 D-14s,A-C forklift, B-112 Kubota BX23S lil' TOOT( The Other Orange Tractor) Never burn your bridges, unless you can walk on water |
Posted By: DiyDave
Date Posted: 07 Dec 2025 at 9:01pm
Yeah, almost as much of a scam as the checker less check out lines at any big store. I'm not interested in doing YOUR job, unless you offer me a 2% discount! ------------- Source: Babylon Bee. Sponsored by BRAWNDO, its got what you need! |
Posted By: Acguywill
Date Posted: 08 Dec 2025 at 1:15am
| About a year or so ago my wife and I went out for supper at a decent restaurant. Was later on a Saturday evening and the bill came out to just over $100. All I had for bills was 50s so I gave the server 3 and she didn't have enough cash to make change. Kinda tells you how many people use cash. On a side note I heard a report that something like 23% of people still have a balance on their credit cards from last Christmas. Maybe they should start using cash. I mean what could you have possibly needed to buy that was worth carrying a credit card debt for an entire year? How stupid can you get? |
Posted By: Tbone95
Date Posted: 08 Dec 2025 at 3:56am
I use the credit card vast majority of the time. Kinda sucks though when you have a $1000 repair bill and they throw a 3.5% surcharge on it! 
|
Posted By: Mikez
Date Posted: 08 Dec 2025 at 7:10am
| Don’t know of that law but I don’t like that they don’t except cash at rest stops and hospitals. Iv never been to airport but guess no cash there ether. |
Posted By: WF owner
Date Posted: 08 Dec 2025 at 7:18am
I do the same. I pay all bills that I can by credit card. I pay my credit card bill every month by electronic transfer. I keep some cash at home, but I use very little cash or checks. I have two cards. One gives me hotel points (Marriott). The other gives me airline miles. We travel a lot. We haven't had to pay for a hotel room in years and end up with enough points to pay a lot of our airfare. Have any of you been to a professional sport game or concert the last few years? Most large venues are completely cashless, including the parking. Our court started accepting credit cards several years ago. Approximately half of our payments are now credit cards. Personally, I wish we were cashless. ... and I agree Dr P. Our state does some crazy things, but news about this law is false. I hope people don't belive everything they see on the internet!
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steve(ill) wrote:Posted By: Thad in AR.
Date Posted: 08 Dec 2025 at 7:30am
Law makers have no idea that people exist outside cities and WiFi. They think Milk and eggs come from Croger. |
Posted By: DanWi
Date Posted: 08 Dec 2025 at 8:00am
| Jaybmiller, I wonder about the paperless billing thing. Our gas and electric bill comes loaded with pamphlet and fliers from the utility all the time. We receive 3 bills so 3 times the crap. You would think they could figure it out and only send envelope full. Same way with the mortgage payment, had ads for life insurance and other stuff included with the monthly payment. I ay these bills online but I just want that monthly reminder sitting on the desk that they need paying, only need a single page statement. I won't do auto pay because some months I pay out of one account and some months a different account if one has a low balance. And I need that reminder. Out of sight out of mind |
Posted By: steve(ill)
Date Posted: 08 Dec 2025 at 9:48am
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And I need that reminder. Out of sight out of mind... I continue to get most of the BILLS and INFO by mail just for that reason.. I have STOCKS and 401K account and they send a statement every month.. THey REALLY WANT to go paperless... My feeling is if i died tomorrow, i want some INFORMATION sent to the house about my Stock, 401K and Bank account... for the kids benefit and records. ------------- Like them all, but love the "B"s. |
Posted By: Darwin W. Kurtz
Date Posted: 08 Dec 2025 at 11:44am
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Exactly, they need to keep sending stuff. Even the local COOP is encouraging people now to pay monthly with automatic withdrawal from your bank account |
Posted By: LouSWPA
Date Posted: 08 Dec 2025 at 1:24pm
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Not sure about the original point here, whether NY has/propose anti cash law, but I see some very good points made here, both pro and con with respect to the ability to use cash or CC. Bottom line, cash is king, and I would resent the government withholding my right to choose that option! I have a real problem of the government tracking my banking transactions as it is. If I sell a car, tractor, etc, get cash and deposit that cash (over $10k), the bank is required by law to report it to the government. If I remove over $10k from bank to go to an auction, or to buy a car, tractor, etc, the bank is required by law to report it to the government. I have a problem with that! Two weeks ago, both my bride and I received letters from "Fieldtex Products" notifying us that they had a security breach and a lot of personal data relating to us, including name, address, phone no(s) Social Security no(s) birthdates, etc may have been stolen. My first question is who the heck is "FieldTex" and why in the world do they have that information on me, and why are they holding it? I would like a law passed that would make it illegal for any company or government agency, or any other entity to hold any personal information except name and address, beyond immediate transactions. But I am just dreaming! ------------- I am still confident of this; I will see the goodness of the Lord in the land of the living. Wait for the Lord; be strong and take heart and wait for the Lord. Ps 27 |
Posted By: tadams(OH)
Date Posted: 08 Dec 2025 at 1:31pm
| Our bank was bought by another bank and they charger a $6.00 a month fee foe not going paperless. |
Posted By: steve(ill)
Date Posted: 08 Dec 2025 at 4:25pm
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Our bank was bought by another bank and they charger a $6.00 a month fee foe not going paperless Time to get a NEW BANK... SCREW THEM. When i transfer money into or out of the bank i do $9900. dont know it that keeps the FED out, but i have never had a problem..
------------- Like them all, but love the "B"s. |
Posted By: jaybmiller
Date Posted: 08 Dec 2025 at 9:24pm
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this struck me as ,well, 'odd'. Go to bank to get cash for new concrete pad, Ask for $7500. They have an inbank limit of $5K !,even though I have 'healthy' accounts. I get it, AFTER beiing 'grilled' AND signing paper that says they asked me a bunch of questions... yeah, what ever.. I ask, OK HOW do I get the other $2500. Manager say ,use the ATM. Huh, 'you mean the Johnny Cash machine ?, Yes, . OK, but if it eats my card I'll be in here real fast.... whrr,buzz, kilk, klak... I get the $2500, didn't get asked any questions, didn't need to sign any papers ! OK, the 'odd' thing.. The ATM is NOT owned by the bank !! I still shake my head over this. It's IN the same building, 12' from the tellers. ------------- 3 D-14s,A-C forklift, B-112 Kubota BX23S lil' TOOT( The Other Orange Tractor) Never burn your bridges, unless you can walk on water |
Posted By: Tbone95
Date Posted: 09 Dec 2025 at 5:00am
| You got $2500 out of an ATM?! Wow |
Posted By: thendrix
Date Posted: 09 Dec 2025 at 6:09am
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Yeah $2500 is a lot! Our ATM limits withdrawals to $200 so $2500 is 13 withdrawals! ------------- "Farming is a business that makes a Las Vegas craps table look like a regular paycheck" Ronald Reagan |
Posted By: Pat the Plumber CIL
Date Posted: 09 Dec 2025 at 7:53am
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Organized crime would not want to see a cashless society. Also hard to give a homeless guy or beggar a few bucks. Cops give cash to informants for info . Hell maybe a cashless society isn't so bad after all ------------- You only need to know 3 things to be a plumber;Crap rolls down hill,Hot is on the left and Don't bite your fingernails 1964 D-17 SIV 3 Pt.WF,1964 D-15 Ser II 3pt.WF ,1960 D-17 SI NF,1956 WD 45 WF. |
Posted By: Tbone95
Date Posted: 09 Dec 2025 at 9:14am
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Posted By: steve(ill)
Date Posted: 09 Dec 2025 at 9:23am
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Varies by Bank, you Account and the CITY you are in... High ATM withdrawal limits vary by bank but often range from $2,000 to $5,000+ daily, with banks like Capital One sometimes offering up to $5,000, while Chase might cap at $3,000, and lower limits (e.g., $300-$1,500) are common for basic accounts or other banks, depending on your specific account type, banking history, and the ATM itself. To get more cash, you can often request a temporary or permanent limit increase from your bank or withdraw in-person at a branch. Typical High Limits by Bank;
------------- Like them all, but love the "B"s. |
Posted By: Tbone95
Date Posted: 09 Dec 2025 at 9:37am
| Small town rural area all around here. I don’t know what the dollar amount was, but was in the bank a few weeks ago and a customer was all sorts of pi55ed off that he couldn’t cash a cashier check he had. They were explaining to him that a check like that was for major purchases and not something you just walk in and cash with no notice. If I ever need more than a couple thousand I call ahead early in the day or better yet a day’s notice just so they know what I need and have it approved and ready. Helps that most of the employees know me by name. |
Posted By: LouSWPA
Date Posted: 09 Dec 2025 at 10:42am
------------- I am still confident of this; I will see the goodness of the Lord in the land of the living. Wait for the Lord; be strong and take heart and wait for the Lord. Ps 27 |
Posted By: Hubert (Ga)engine7
Date Posted: 09 Dec 2025 at 12:44pm
Ever tried to bribe a cop with a credit card? 🤪😁 ------------- Just an old country boy saved by the grace of God. |
Posted By: DanWi
Date Posted: 09 Dec 2025 at 1:01pm
Hubert is that why guy should always have a $20, $50 or $100 folded up behind your driver's license. 
|
Posted By: thendrix
Date Posted: 09 Dec 2025 at 3:38pm
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Oops! I believe you dropped this officer ------------- "Farming is a business that makes a Las Vegas craps table look like a regular paycheck" Ronald Reagan |
Posted By: IBWD MIke
Date Posted: 10 Dec 2025 at 7:04am
| I used to work with a fellow who always talked of America going cashless. Known him about 15 years now. By his thinking we would have not had any in possession at least 10 years ago! Good guy but kind of a Debbie downer/sky is falling type. I view it mostly as a political distraction. One of the things in life I refuse to worry my pretty little head about. |
Posted By: Jordan(OH)
Date Posted: 11 Dec 2025 at 2:17pm
I guess you don’t pump your own gas either? |
Posted By: DiyDave
Date Posted: 11 Dec 2025 at 3:38pm
Been pumping my own fas for 45+ years, what is your point. I think you are comparing apples to oranges... ------------- Source: Babylon Bee. Sponsored by BRAWNDO, its got what you need! |
Posted By: jaybmiller
Date Posted: 11 Dec 2025 at 3:56pm
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Heck I don't of ANY 'we serve' gas stations around me....... If a teller asked me WHY I needed the cash, I'll just say cause the hooker doesn't take credit cards. ------------- 3 D-14s,A-C forklift, B-112 Kubota BX23S lil' TOOT( The Other Orange Tractor) Never burn your bridges, unless you can walk on water |
Posted By: Tbone95
Date Posted: 11 Dec 2025 at 6:53pm
Seems like a pretty good analogy to me actually. |
Posted By: PaulB
Date Posted: 11 Dec 2025 at 7:26pm
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For anyone near Thurmont Md. the CASH only station (which is cheaper than the brand names in town) and will pump your gas for you. The box stores are glad to allow you to use self checkout because it's more in their pocket. Same as the buyers penalty at auctions. They do it because most just roll over and say OK. Take your business to places that do as you wish not as they want. ------------- If it was fun to pull in LOW gear, I could have a John Deere. Real pullers don't have speed limits. If you can't make it GO... make it SHINY |
Posted By: Gary (sw Wis.)
Date Posted: 12 Dec 2025 at 7:23am
For us old enough to remember there was a discount for pumping your own gas. ------------- 190XT - D17 - D14 - WD45 w/loader - WD - (2)B110 - 616H - 610 - B-208 - WD with 190 Mounted Corn Picker - All Crop 60 |
Posted By: DMiller
Date Posted: 12 Dec 2025 at 7:32am
| As a Youth I worked at a gas station as cleanup man during my Trade School time. Gas was still Pumped at that Shell Station. Oil Checked, tires looked at IF ASKED TO. Most clients paid them for oil changes and basic maintenance as Dealers or full scale garages did the longer term heavier work. When gas crossed $.60/gal the owner opted to allow Self Serve for $.02/gal, the next year all pumps were SS as the price had risen over $.70/g. His profit line went from $.05/gal to $.03 in a year. After I graduated Trade and went to work elsewhere that owner shut down the Service work as could not pay the men he had working during that tumultuous time. Garage Owners and the advent of Quick Lube oil change shops took the remainder of his service business and he sold the two stations he owned. His main income had been service work, Gas sales were the Draw for that and barely paid utilities, structure maintenance. |
Posted By: Tbone95
Date Posted: 12 Dec 2025 at 7:59am
I remember, at least riding with my parents if not myself. |
Posted By: Tbone95
Date Posted: 12 Dec 2025 at 8:02am
 Was riding with my boss and let’s just say he took a wrong turn. We needed gas pretty bad but we kept on going!!
|
Posted By: DMiller
Date Posted: 12 Dec 2025 at 9:40am
| IIRC only Three states currently require a Station Attendant to fill a auto, so searched, NJ only one remaining HOWEVER, OR attendants still do pump gas as Clients do not want to and a city region of NY State does. |
Posted By: IBWD MIke
Date Posted: 13 Dec 2025 at 6:47am
Local Shell station had a full station island up until Rick retired a couple years ago. Bought most of my gas there, was surprised how many paid the up-charge to have someone pump their gas! Thinking it was 20 cents a gallon. |
Posted By: DMiller
Date Posted: 13 Dec 2025 at 7:34am
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Takes that much upcharge just to pay permanent help.
Grandmother used a Old Shell Station in E Alton IL, Bill and Joe's, up until she quit driving those men ALWAYS filled her car for her. No Upcharge for Dedicated clients.
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Posted By: steve(ill)
Date Posted: 13 Dec 2025 at 9:55am
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normally got the windows washed and the oil level checked back then... How many people do you think CHECK their oil level these days ?? ------------- Like them all, but love the "B"s. |
Posted By: 55allis
Date Posted: 13 Dec 2025 at 10:20am
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If it was cashless 10 years ago I wouldn’t have 90 percent of my tractors… ------------- 1955 AC WD45 diesel with D262 repower, 1949 AC WD, 1963 A-C D17 series 3, several Allis garden tractors
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Posted By: Kiwi
Date Posted: 13 Dec 2025 at 3:18pm
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Hi all in New Zealand we don’t have cheques any more they got rid of them about 5 years ago still have cash and i paid my bills by bank transfer of Efpos card and sometimes do bank transfer through my cell phone.if you don’t have cash all transactions go through the bank and then the government have a record and tax you .no cash means it is harder for criminal activity (drugs and the like). ------------- Tractors Allis EB,two C,diesel G |
Posted By: dr p
Date Posted: 13 Dec 2025 at 4:12pm
| A couple of the insurance companies that send us payment will pay now with a loaded credit card. I don't take credit cards at my office so we have to send them back to the insurance company for a paper check. I will only take cash or a check. No electronic transfers. Helps to keep costs down |
Posted By: steve(ill)
Date Posted: 13 Dec 2025 at 8:14pm
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CASH is very handy for garage sales and purchasing used cars / tractors from individuals... Cash accounts for a relatively small but steady percentage of U.S. purchases, around 14-16% by number of transactions, according to recent https://www.frbservices.org/news/press-releases/051325-findings-from-2025-diary-of-consumer-payment-choice" rel="nofollow - 2024/2025 Federal Reserve reports . While credit/debit cards dominate by volume, cash remains important, especially for smaller in-person purchases and among older demographics, with some sources showing it making up around 11% of in-store spending value. ------------- Like them all, but love the "B"s. |